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Drendel & Jansons Law Group – Batavia IL
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Bankruptcy Blog

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Reaffirmation Agreements: What are they and can they be cancelled?

Bankruptcy, Chapter 7 BankruptcyBy Drendel & JansonsSeptember 9, 2020Leave a comment

When a people file for bankruptcy, they are required to include all debts, regardless of the amount of money owed, to whom it is owed, and regardless whether the property securing the debt is needed for their livelihood.  But, what if the debtor wants to keep possession of the property securing the debt?  In those…

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Landlord Tenant Issues during the COVID-19 State of Emergency

landlord/tenantBy Drendel & JansonsApril 14, 2020Leave a comment

Just as April showers bring May flowers, every new month brings a new obligation to pay rent.  The difference, presently, is we are all under a shelter in place order that requires many businesses to change operations, often resulting in decreased revenue; some businesses need to close entirely; many employees now must work from home;…

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Choosing an Attorney

General LegalBy Drendel & JansonsApril 11, 2018Leave a comment

One of the most common questions that people ask about lawyers is: How do I find the best lawyer? If you need a lawyer, for whatever reason, that is the right question to start your search. Choosing a lawyer should involve as much thought as buying a car. Lawyers are not cheap; people don’t choose…

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The Truth about Escrow Cushions

Real EstateBy Drendel & JansonsJune 27, 2017Leave a comment

The Real Estate Settlement Procedures Act (RESPA) addresses escrow accounts and the amounts that a lender may hold for payment of the borrower’s real estate taxes, homeowner’s insurance, and other items. A lender may retain a cushion, but the amount of the cushion a lender can maintain is limited by Section 10 of RESPA. Following…

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Tenant Leasing a House in Foreclosure? What Now?

ForeclosureBy Drendel & JansonsMarch 28, 2017Leave a comment

What Exactly is Foreclosure? Foreclosure is a legal mechanism by which a lender files suit against the owner of the property for failure to pay back a mortgage note according to its terms. The lender is claiming the owner is in default, and is requesting that the balance of the mortgage be paid in full…

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Continually Incurring Medical Debt? When is the Best Time to File for Bankruptcy?

Bankruptcy, Medical DebtBy Drendel & JansonsMarch 7, 20171 Comment

If a debtor has substantial medical debt but knows that she will incur additional medical expenses (or other debts) soon, it may make sense to postpone filing for bankruptcy. The reason is that a bankruptcy case will only discharge those debts incurred as of the date the case was filed. By postponing the filing until…

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Several Actions to Avoid if Considering Bankruptcy

BankruptcyBy Drendel & JansonsFebruary 27, 2017Leave a comment

  01 Paying Off Loans from Family Members Payments to family members are prohibited under the bankruptcy code and can be recaptured as far back as two years prior to the date of filing. This can have devastating consequences if the family member who loaned the money is desperately relying on the repayment. Whether the…

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Larry Lobb Presents on Bankruptcy to Divorce Attorneys

Bankruptcy, NewsBy Drendel & JansonsMay 23, 2016Leave a comment

We have a hard time keeping up with what all of us are doing. Just last week, Larry Lobb presented at the annual family law seminar, usually the largest seminar the Kane County Bar Association puts out every year for attorneys. And we neglected to say anything about it! In just two weeks, Larry Lobb…

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Are You Thinking of Filing for Bankruptcy? Here Are some Do’s & Don’ts to Consider

BankruptcyBy Drendel & JansonsMay 4, 20161 Comment

It is tough to make sound financial decisions when the creditors are breathing down your neck. You feel pressurized and consider taking drastic steps that might give breathe life into your finances, but they might also jeopardize your future ability to become debt free. Finally, after sorting all the options you have decided to file…

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Extension of the Mortgage Debt Relief Act

Debt ReliefBy Drendel & JansonsFebruary 22, 20161 Comment

Our country went through an economic crisis back in 2007 that is almost unprecedented since the Great Depression, the repercussions of which continue even today. We have never seen the volume of foreclosures and bankruptcies that have occurred since that time, and “we” are not out of the woods yet. Congress recently recognized that reality…

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Our Locations

111 Flinn St.
Batavia, IL 60510
p. (630) 406-5440
f. (630) 406-6179

2000 W. Galena Blvd.
Suite 204
Aurora, IL 60506
p. (630) 897-5957

Our Recent Blogs
  • Reaffirmation Agreements: What are they and can they be cancelled?
  • Landlord Tenant Issues during the COVID-19 State of Emergency
  • Choosing an Attorney
  • The Truth about Escrow Cushions
  • Tenant Leasing a House in Foreclosure? What Now?
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Specific information about the attorneys in the Drendel & Jansons Law Group can be obtained on the individual attorney pages.

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  • The Supreme Court of Illinois does not recognize certifications of specialties in the practice of law and the certificate, award or recognition is not a requirement to practice law in Illinois.
  • The information on this website is for general purposes only and should not be interpreted to indicate a certain result will occur in your specific legal situation.
  • The information on this website is not legal advice and does not create an attorney-client relationship.
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